Best POS & Payments 2026
The top in-person & online for South African SMEs.
Ranked by editors using local pricing, POPIA posture, SARS/compliance fit and community reviews. Updated quarterly.
- 1
Yoco Khumo
Editor's Choice POPIAThe card machine to beat in South Africa.
4.9R1 799 device- Fast payouts
- 2.6% per tap
- Great dashboard
- 2
iKhokha Mover
Best value POPIABest-value card machine for micro merchants.
4.6R899 device- Cheap device
- Cashflow tools
- Local support
- 3
HelloPay Pro
POPIABest for multi-till retail environments.
4.7R2 499 device- Same-day payouts
- Sage + Woo
- Multi-till
- 4
Peach Payments
POPIAOnline payment gateway for SA-first checkouts.
4.72.9% + R2 per txn- SA-first checkout
- Wide integrations
- Recurring billing
Frequently asked
Which card machine is cheapest in South Africa?
The iKhokha Mover has the lowest sticker price at around R899, with per-tap fees of about 2.75%.
How fast are payouts?
Yoco and iKhokha pay next day; HelloPay Pro offers same-day payouts on qualifying accounts.
Do I need PCI compliance?
The provider handles PCI. You're responsible for POPIA on the customer data your POS captures.